Commercial Insurance

Commercial Insurance covers property and casualty insurance products for businesses. This insurance coverage helps to keep the economy running smoothly by protecting businesses from potential losses they couldn’t afford to cover on their own, which allows businesses to operate when it might otherwise be too risky to do so.

General Liability Insurance

It is an insurance policy that pays for a small business's legal expenses when it is sued by non-employees.
Lawsuits covered by General Liability Insurance usually include property damage, bodily injury, slip-and-fall accidents, slander, libel, copyright infringement, product liability, and more.
General Liability Insurance does NOT cover lawsuits alleging professional negligence (those are covered by Errors and Omissions Insurance).

Worker's Compensation

A form of insurance providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee's right to sue their employer for the tort of negligence.

Disability Insurance

It provides temporary cash benefits paid to an eligible wage earner to replace, in part, wages lost when he/she is disabled by an off-the-job illness or injury.


A type of insurance policy that a bond issuer purchases that guarantees the repayment of the principal and all associated interest payments to the bondholders in the event of default. Bond issuers buy insurance to enhance their credit rating to 'AAA' in order to reduce the amount of interest that it needs to pay.